Roth IRA Certificates of Deposit



The stock market can move wildly at times, up hundreds of points one day, down hundreds the next. In the long run, however, stocks tend to appreciate, and history shows that investing in them is the most likely path to long-term growth for accounts like a Roth IRA.

But that’s cold comfort if you’re planning to tap into your Roth IRA soon—because you’re on the verge of retirement, say—or if you’re already dependent…



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