Have I lost the right to collect spousal Social Security benefits before I collect my own?


The short answer is yes, if you didn’t reach age 62 by December 31, 2015.

The Bipartisan Budget Act of 2015 disrupted two strategies previously approved by the Social Security Administration (SSA) that allowed couples to maximize their benefits, including allowing one spouse to collect spousal Social Security benefits before collecting his/her own benefits.

The first strategy couples lost was known as a “restricted…



https://www.investopedia.com/ask/answers/102814/it-possible-collect-spousal-social-security-benefits-i-collect-my-own.asp?utm_campaign=rss_headlines&utm_source=rss&utm_medium=referral