Best Personal Loans of October 2019

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To find the best personal loan it’s important to understand that there are many reasons you might need to borrow money. Whether you want to consolidate your debt, take care of an unexpected expense, or finance a home…

Health Insurance Premium Definition

Money Exiting Bond Market May Find Its Way Into Stocks

What are some examples of risks associated with financial markets?

Risk is a term often heard in the world of investing, but it is not always clearly defined. It can vary by asset class or financial market and the list of risks include default risks, counterparty risks, and interest rate risks. Volatility is sometimes used interchangeably with risk, but the two terms have very different meanings. Furthermore, while some risks relate to just one company, others are relevant for specific…

Assets Twist

How to Compare Permanent Life Insurance Policies

Choosing a life insurance policy can be confusing. There are so many different policies to consider. You have to think about the premiums and benefits that come with the policies, as well as the companies them. Then there’s the type of policy. Which one is right for you—a term life or a permanent life? Both have their advantages and disadvantages, depending on your personal situation.

If you’re mulling over a permanent life…

Dividend vs. Buyback: Understanding the Difference

Who Wins a Brokerage Price War?

The industry has been taking baby steps in that direction for several years. Major online brokers started offering a select list, averaging 50-100, of exchange-traded funds (ETFs) for no commission back in 2010. In early 2017, Schwab set off a round of commission cuts that re-set the industry-wide base commission rate at $4.95-$6.95, slashing fees from $7.95-$9.95. The major brokers enhanced their commission-free ETF offerings…

Human Capital’s Impact on Investors

When most people think about asset classes, they tend to think about things like stocks, bonds, real estate, and commodities. Investment advisors spend countless hours researching the risk/return profiles and correlations of these common asset classes in an attempt to construct efficient investment portfolios for their clients.

But if you’re a young to middle-aged investor, the importance of these asset classes pales in…

Can You Retire in Spain With $200,000 of Savings?

You can certainly retire in comfort with a modest nest egg – say, $200,000 – in Spain. Just follow the long line of British expats to the lively towns along the Costa del Sol, Spain’s Mediterranean coastline.

For many years, Americans have been looking to Mexico, and more recently to its Central American neighbors, for an ideal retirement spot on a less-than-lavish income. But the generally favorable exchange rate for…